Active Entrepreneurs
Advanced estate and trust strategies
Business succession and continuation planning
Tax Planning
Mergers & Acquisitions Support
Retired Entrepreneurs
Pre-transition income and estate tax planning
Business transition strategies
Retirement lifestyle & cash flow planning
Aspiring Entrepreneurs
Business organization planning
Foundational estate and trust strategies
Foundational risk management and insurance solutions
Personal financial planning
Active Entrepreneurs
The majority of Xception clients are first-generation entrepreneurs who built their business from the ground up and are seeking guidance to help navigate the complexities of success. Many clients admit their success exceeds their original expectations when the business began. Our clients are ambitious, determined, visionary, and well-respected, but they need support to help optimize, protect, and pass on what they have built.
Our advisory process and services address:
Clarifying long-term vision, values and goals
Coordination among professional advisors
Advanced trust and estate strategies
Income and estate tax planning and solutions
Business succession and continuation planning
Mergers & Acquisitions transaction support
Centralized wealth and financial organization
Investment advisory and wealth management
Executive retention and employee benefits
Legacy and philanthropic planning
Qualified plan advisory services
Risk management and insurance solutions
Each client’s needs are specific, so we initiate each new client relationship with a fee-based consulting process exploring and understanding your individual goals, concerns, and circumstances before developing a customized strategy. As we complete your strategy, we focus on execution of the strategy and coordinating the efforts of the necessary resources, advisors, and strategic partners. After planning strategies are executed, our role transitions to oversight and monitoring of existing planning and advice regarding new planning opportunities or issues.
Retired and Transitioning Entrepreneurs
Entrepreneurs define and approach ‘retirement’ much differently than employees.
We have assisted many entrepreneurs transitioning into retirement, but the strategies and solutions we employ depend entirely on a client's business succession and retirement goals. You may want a liquidity event with a third- party buyer, an ownership transition to the next family generation, a transition of management roles and/or ownership to key employees, or a combination of these options. A common desire among entrepreneurs is diversifying their time among other priorities ranging from family, travel, philanthropy, or other business opportunities.
We're here to help the process go smoothly and help ensure goals are achieved.
Our advisory process and services address:
Pre-transition income and estate tax planning
Business transition strategies
Post-transition investment advisory and wealth management
Centralized financial organization
Coordination among professional advisors
Legacy and philanthropic planning
Ongoing entrepreneurial pursuits
Most retiring and transitioning entrepreneurs are concerned about life after business ownership and leadership. Even after a successful business liquidity event, the new approach to owning investment assets instead of owning a business can feel strange and uncomfortable. We work very closely with entrepreneurs on pre- and post-transition planning, and we approach investment strategy and wealth management with an entrepreneurial mindset that resonates with business owners. Furthermore, in almost all cases, business owners retain one or more business entities that provide outlets for entrepreneurial activities and opportunities.
Business owners transitioning their business to an aspiring entrepreneur in the family usually face a long, phased transition process rather than a straight- forward business transaction and liquidity event. These family business transitions present special opportunities to execute succession plans and multi-generational wealth transfers, but these cases also require the most patience, foresight, and sensitivity to family dynamics. We excel at facilitating complex family business transitions and guiding you through the process.
Aspiring Entrepreneurs
From time to time, we have the unique pleasure of working with clients through an entire business life cycle, from start-up and development to significant liquidity events, and ownership transition. We serve select aspiring entrepreneurs in the development stages of their business.
Our advisory process and services address:
Business organization planning
Foundational estate and trust strategies
Foundational risk management and insurance solutions
Financial planning
Income tax planning
Insurance solutions
Investment advisory
